About 2 minutes

How much do you need?

Why we ask: Lenders weigh the amount against your income. Asking for what you actually need is often easier to approve.

What's the loan for?

Why we ask: Some lenders specialize. Your answer routes your request to the right ones.

What's your name?

Why we ask: Use your full legal name — it has to match your ID before any lender can fund you.

Enter your first name.
Enter your last name.

Where should we send your offers?

Why we ask: Your confirmation and any offers land here. You can unsubscribe from anything else at any time.

Enter a valid email address.

What's your home address?

Why we ask: Lending rules differ by state, so lenders need to know where you live before they can make an offer.

Enter your street address.
Enter a 5-digit ZIP.
Enter your city.
Select your state.

How long have you lived there?

Why we ask: A longer history at one address reads as stability to lenders.

Do you own your home?

Why we ask: Homeowners may qualify for better rates and terms with some lenders. Renting doesn't disqualify you.

When’s the best time to reach you?

Why we ask: Lenders call to finish your application. Picking a window means you hear from them when you can actually talk.

What's your phone number?

Why we ask: A lender may need to confirm details with you by phone before funding.

Enter a valid 10-digit phone number.

What's your date of birth?

Why we ask: Lenders use it to verify your identity. You must be 18 or older to request a loan.

Enter a valid date of birth (MM/DD/YYYY). You must be 18+.

Are you an active-duty service member?

Why we ask: Federal law caps rates for active-duty members and their dependents, so lenders are required to check.

Congratulations!

Loan Amount : your loan. Just a few more questions to confirm your identity and deposit information.Many loans deposited as soon as same business day!.

What's your gross monthly income?

Why we ask: Count everything before taxes — wages, benefits, side income. Lenders mainly want to see steady money coming in.

How often do you get paid?

Why we ask: Some lenders schedule repayments around your paydays.

Where does your income come from?

Why we ask: A job, benefits, and self-employment all count. Lenders mainly care that it's steady.

When’s your next payday?

Why we ask: Lenders schedule repayment around your pay cycle, so this decides the terms you’re offered.

Please choose your next pay date.

Who is your employer?

Why we ask: Lenders verify income, not your job. If your income is from benefits, just enter "Benefits."

Enter your employer (or "Benefits" / "Self-employed").

How long have you had this income?

Why we ask: A longer track record generally helps your approval odds.

How would you rate your credit?

Why we ask: Your best guess is fine — this routes you to the right lenders and won't affect your score. Lower credit doesn't disqualify you.

What's your work phone number?

Why we ask: Lenders require it — but none will call your employer about this request. No separate work number? Use your cell. On benefits? Use your provider's number.

Enter a valid 10-digit number — your cell is fine if you don't have a separate work line.

What's your driver's license or state ID number?

Why we ask: Lenders use it to verify your identity and prevent fraud — it protects you from someone else borrowing in your name. Don't drive? A state-issued ID card number works the same.

Enter your driver's license or state ID number.
Select the issuing state.

What's your Social Security number?

Why we ask: Lenders use it for a soft credit check. Soft checks never affect your credit score. Encrypted, and shared only with lenders reviewing your request.

Enter your 9-digit Social Security number.

Where should your funds be deposited?

Why we ask: If a lender approves you, this is the account the money goes to. Most fund checking accounts fastest.

Is your income direct-deposited to this account?

Why we ask: Lenders fund accounts with direct deposit more often — it shows steady income landing where the loan payments will come from.

Which bank is that account with?

Why we ask: Lenders confirm the account is real and active before sending funds.

Enter your bank's name.

Last step — where should the money arrive?

Why we ask: This is the account an approved loan is deposited into. Nothing is withdrawn by making this request — repayment terms only apply if you accept a lender's offer. Encrypted, and shared only with lenders reviewing your request. Both numbers are printed along the bottom of your checks.

That routing number doesn't look right — it's the 9-digit number on the bottom-left of your checks.
Enter your account number (4–17 digits).

Ready to see what lenders offer?

If a lender makes you an offer, you'll see the APR, the term, and the total before you agree to anything. You can say no. This request is free.

Finding your matches…

✓ Encrypting your request
✓ Checking lender availability in your state
✓ Matching your request with lenders

This usually takes 15–60 seconds.
Keep this window open.

256-bit SSL encryption on your data · Soft credit check only — no impact to your score
APRs 5.99%–35.99% · Terms 91 days–72 months · We are not a lender · Disclosures