Privacy Policy

This Privacy Policy explains how 247EmergencyLoans handles the information you give us when you use this website or submit a request. We keep it plain because a privacy policy should be readable, not a wall of legalese.

A quick note on who we are: 247EmergencyLoans is a lender-matching service, not a lender or a broker. We don't make loans or credit decisions, and we may be compensated by lenders or lending partners when you're matched or funded. Sharing your information through our request form is how that matching works. See our Disclaimer for the full not-a-lender, no-guarantee, and compensation disclosures.

What We Collect

We collect the information you choose to give us, plus a small amount that's gathered automatically.

From the request form, we collect the loan amount you select and the details the request asks for, such as your name, email address, phone number, ZIP code, and income information. We collect this so we can try to match you with lenders in our network.

From the contact form, we collect your name, email address, subject, and message, so we can answer you.

From the link that brought you here, we may record an affiliate or campaign identifier so the partner who referred you can be credited. It identifies the partner, not you.

Automatically, our servers may log standard technical data such as your IP address, browser type, and the pages you visit, which helps us keep the site secure and working well.

How We Use Your Information

We use your information to:

• Connect your request with lenders and lending partners in our network.
• Respond to your questions and provide support.
• Credit the affiliate or advertising partner that referred you, where one did.
• Operate, secure, and improve the site.
• Comply with the law and prevent fraud or abuse.

How We Share Your Information

This is the part that matters most, so we'll be direct. When you submit a request, we share the information you provide with one or more lenders or lending partners in our network for the purpose of matching you. That is the whole point of the service, and by submitting a request you authorize that sharing.

We may also share information with service providers who help us run the site (for example, hosting and email delivery) under agreements that limit how they can use it, and when the law requires it or to protect against fraud. We don't sell your information to unrelated third parties for their own marketing.

How Lenders Use Your Information

Once a lender receives your request, that lender handles your information under its own privacy policy, which we don't control. Lenders may verify your details and, where the law allows, obtain credit reports or alternative credit data as part of their review. If you move forward with a lender, read its privacy practices directly. 247EmergencyLoans isn't responsible for how a third-party lender uses the information you share with it.

Consent to Be Contacted (TCPA)

By submitting your request, you agree to be contacted by 247EmergencyLoans and its lending partners by phone, text message, and email, including through automated or prerecorded technology, at the number and address you provide, even if it is on a do-not-call list. Consent is not a condition of any purchase. You can opt out at any time by following the instructions in any message you receive.

This consent is given to 247EmergencyLoans and to the lenders and lending partners we connect you with. It applies to calls and text messages made using an automatic telephone dialing system or an artificial or prerecorded voice. Your consent isn't required as a condition of buying any goods or services, and you may revoke it at any time by replying STOP to a text, asking to be removed during a call, or contacting us through our contact form.

Electronic Communications Consent (E-SIGN)

By using this website and submitting a request, you consent under the federal E-SIGN Act to receive all communications, agreements, disclosures, notices, and other information from 247EmergencyLoans and the lenders and lending partners we connect you with in electronic form, including by email, by text message, and by posting on this website, instead of on paper. This consent covers this Privacy Policy, our Terms of Service, the consent and TCPA disclosures, and any documents related to your request. To access and keep electronic communications you need a device with internet access, a current web browser, and a valid email address, and you are responsible for keeping your contact details current. Standard message and data rates may apply to text messages, and you can stop texts at any time by replying STOP. You may withdraw this consent or request a free paper copy of any disclosure at any time through our contact form, though doing so may mean we can no longer provide the matching service.

Opting Out and Do Not Sell

You're in control of your contact preferences. You can opt out at any time:

• Email: use the unsubscribe link in any marketing email you receive.
• Phone and text: reply STOP to a text, or ask to be removed during a call.
• Everything else: reach us through our contact form and we'll honor your request.

Depending on where you live, you may have the right to access, correct, or delete the personal information we hold, and to direct us not to "sell" or "share" it as those terms are defined by your state's law. To exercise any of these rights, reach us through our contact form. We won't discriminate against you for exercising a privacy right.

Cookies

The site may use cookies and similar technologies to keep the request form working, remember an affiliate referral, and understand how the site is used so we can improve it. You can control or block cookies through your browser settings, though some parts of the site may not work as well without them.

Security

We use reasonable administrative and technical safeguards, including encryption in transit, to protect the information you share with us. No method of transmission or storage is perfectly secure, so while we work to protect your data, we can't promise absolute security.

Children's Privacy

This service is for adults. You must be at least 18 years old to use it, and we don't knowingly collect information from anyone under 18. If you believe a minor has given us information, contact us and we'll delete it.

Changes to This Policy

If we change how we handle your information, we'll update this page. Your continued use of the site after a change means you accept the updated policy.

Contact Us

Questions about your privacy or this policy? Use our contact form.

247emergencyloans.com is a privately operated service and is not affiliated with, endorsed by, or sponsored by any federal, state, or local government agency.